We focus on plugging 9 critical portfolio leaks to boost your returns and reduce risk: high-fee funds, suboptimal asset allocation, suboptimal asset location, low-yield cash drag, harmful or deceptive funds, underperforming active managers, missed tax-loss harvesting opportunities, insufficient diversification, and hidden transaction costs.

Manish Bidasaria, the founder of Pinnacle Wealth Advisory, has over 17 years of experience in the financial industry, holds an MBA from the University of Chicago Booth School of Business, and is a Chartered Financial Analyst (CFA). His hands-on expertise spans a wide range of public and private asset classes and investment strategies, and he is committed to providing clear, actionable advice.

After the free preliminary portfolio review, we charge a one-time flat fee for our one-time, comprehensive portolio assesment. There are no subscriptions, ongoing charges, or hidden fees—just a single $250 payment for a full portfolio review. We don't believe in giving away a percentage (even a small one) of your portfolio year after year.

No, we do not manage your investments directly or take custody of your funds. Instead, we provide you with personalized recommendations that you can implement on your own or with our help via a 30 min online screen share at no additional cost.

Unlike traditional advisors who may charge ongoing fees or take a percentage of your assets, we focus on a one-time, unbiased review of your portfolio. This ensures that our advice is completely independent and conflict-free.

We review all types of brokerage accounts, including taxable accounts, 401(k) plans, IRAs, 529s, and even trading accounts. And no, you do not need to open any new accounts!

After analyzing your accounts, you'll receive a detailed report with actionable recommendations. We help you optimize fees, improve asset allocation, and make your investments more efficient.

Typically, the entire process takes about 1-2 weeks from the initial review to receiving your personalized report. We'll keep you informed every step of the way.

Yes, absolutely. We do not receive any commissions or third-party payments, and we don't sell any financial products. Our only goal is to provide you with the best possible advice based on your unique situation.

If, during the free preliminary review, I find that your portfolio is already optimized with no significant leaks, I will let you know that you don’t need any major adjustments. If there are only minor recommendations, I’ll share those with you at no cost. My goal is to add value, not charge for unnecessary services.

While results vary, our clients often see reduced fees, better investment strategies, and greater clarity in their financial planning after implementing our recommendations.

Yes, we take your privacy very seriously. All information you provide is kept strictly confidential, and we use secure methods to handle your data.

Our services are ideal for individuals, families, and small businesses who want to ensure their investments are optimized without the ongoing costs or management fees of traditional advisors.

You retain full control over your investments at all times. We provide you with a detailed report of actionable recommendations, but you decide how and when to implement them based on your preferences and timeline.

Yes, a one-time portfolio assessment will effectively address key areas like reducing fees, improving diversification, and optimizing asset allocation. Our thorough review provides clear, actionable recommendations for lasting financial health. If your goals or situation change significantly, you’re always welcome to return for another review.